An In-Depth Look at Invoice Factoring for Your Business An Education about Receivable Factoring for Business Owners A Comprehensive Guide to A/R Financing through Non-Recourse Invoice Factoring Summary: A Factoring Invoices Guide Factoring invoices or selling your accounts receivables (A/R) is a form of financing that allows business owners to get paid faster for the […]
Frequently Asked Questions
Invoice Factoring Frequently Asked Questions (FAQ): What is A/R factoring, how does it work, and how can you use A/R financing to safely increase your working capital.
How can Bankers Factoring and Banks Work Together?
Banks can Capture Depository Relationships Even with Non-Borrowers Bankers Factoring is the “Farm System” for Community Banks and Credit Unions Bankers Factoring and Banks Working together can safely grow each other’s client base. Banks want to add commercial clients that generate treasury management services and fee income. This is hard to do if they cannot […]
The Best Non-Recourse Factoring Company
What is Recourse versus Non Recourse Factoring? Is there a difference between non-recourse factoring companies? Factoring is the best way to maintain business cash flow, especially if you have a business that has difficulty with bank loan approval. Factoring companies can give your business money upfront by buying your accounts receivable (A/R) at a discount. […]
What are Invoice Factoring Services?
Factoring is Both Fast Funding and Bad Debt Protection Invoice Factoring Turns Your Accounts Receivable into Fast Cash for a Small Fee Invoice Factoring Services Summary Invoice factoring is a financing option that can help your small business grow. It is an alternative to traditional bank loans and credit lines, usually unavailable to small businesses. […]
Invoice Factoring for US Companies with Foreign Ownership
Invoice Factoring for US Companies Owned by Non-US Citizens A/R Funding with Non-US Citizens Company Ownership Factoring for Foreign Owners in the US Foreign Ownership Factoring helps businesses in cash flow crunches obtain fast working capital even with non-US ownership. Factoring Invoices or Selling invoices eliminates the Net 30, 60, or 90-day Selling Terms for […]
What are Net 30, 60, and 90-Day Selling Terms?
Using Accounts Receivable Selling Terms to Grow Your Business Offering Selling Terms to Customers with Bad Debt Protection A Guide to Selling on Terms Selling on terms is when a business extends credit payments over time to its business (B2B) or government (B2G) customers. Credit terms allow customers to avoid paying cash upfront to their […]
What is a UCC Filing in Invoice Factoring?
Invoice Factoring and the Uniform Commercial Code Uniform Commercial Code (UCC) Filing in Factoring Summary Factoring companies file UCC-1 financing statements to protect their interests and provide remedies for the factor and its clients. UCC filings place liens on a specific asset or blanket liens on all business assets for factoring agreements. The lien declares […]
What is a Factoring Company Reserve?
Why Does an Invoice Factoring Company Hold Back or Reserve a Percentage of Your Invoice? What is an Invoice Factoring Reserve? Factoring companies hold back a portion of your sold invoices called the reserve account for contingency purposes. In invoice factoring, a reserve helps reduce risk in chargebacks, credit memos, or vendor returns. The factoring […]
How Much Does Invoice Factoring Cost?
What is the Cost of Factoring Receivables? Invoice Factoring Cost Summary Factoring companies charge discount rates of 1% to 5% for a specified term, depending on your business’s risk, the cash advance amount, and monthly receivables volume. Additionally, risk is typically measured by the credit quality of your customers or account debtors. Therefore, stable Businesses […]