Houston Payroll Financing Company
Bankers Factoring is your Houston Based Factoring Company
We provide cash flow and alternative financing solutions to businesses throughout Houston and the surrounding area.
Bankers Factoring is an invoice factoring and PO Financing employee-owned company providing services to Houston, Texas. We provide working capital for expanding businesses, turn-around situations, and normal cash flow shortages. Our clients vary from small entrepreneurs to major corporations.
We work with a broad range of industries, including staffing, construction, utilities, telecom, and oil and gas. Our quick and easy factoring process gives you the freedom and flexibility to maintain your customer relationships with confidence and trust, with critical cash on hand.
Houston is home to one of the fastest-growing and most diverse populations anywhere across the globe. In the 10 years ending in 2018, Houston added 1.1 million new residents. It is a unique area made up of 12 different Texas counties.
Houston is currently the fourth-largest US city, with two international airports and one port. The region alone accounts for $490 billion in GDP.
Houston, an international trade hub, has business and social ties around the world. However, the state’s business-friendly and transparent tax structure make it very appealing for companies to operate in Houston, Texas.
Texas is one of the few states in the US without a personal, state, or corporate income tax, making conducting business very competitive. There are various local and state incentives for Houston-based companies.
Home to over 24 Fortune 500 companies, over 100,000 small businesses, and nearly 660,000 sole proprietors, Houston is filled with vast business opportunities.
Bankers Factoring Funds Houston, TX Companies in:
Bankers Factoring helps import and export trade companies with alternative lending solutions such as accounts receivable financing in many regions, including Central and South America.
International trade companies are very busy with Houston as the #4 port in the country. Bankers Factoring trade financing solutions allow growing companies to carry out their growth plans. Why wait for 90-days for payment and be hurting for business capital?
Fast Funding
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What Makes Bankers Factoring Different?
There are many Houston factoring companies to choose from, but what makes Bankers Factoring unique? Firstly, we are one of the few employee-owned Texas factoring companies. Our people, the owner-employees of Bankers Factoring, care about their business as much as you care about yours. Fellow entrepreneurs honestly working together leads to success in business.
Secondly, we take the credit risk for you. As long as you take care of your customers’ needs and deal with us honestly, Bankers Factoring can supply you with endless working capital and credit protection through our accounts receivable financing services.
With a steady cash flow and profit, Texas business owners can keep growing their businesses in San Antonio, Midland, or Corpus Cristi from a local Houston trade financing company.
We will never harass your customers. We are not worried about when and if their payment is coming. That’s the beauty of having your customer’s credit pre-approved. What we do is only verify that your products and services satisfy them.
Sadly, we have noticed through the years that whenever we decline a client’s customer for credit reasons, and the client sells to a not creditworthy customer, the client inevitably takes a hit.


How Invoice Factoring Works
You operate your Texas business, selling your products or services on Net 30-90 day payment terms to your B2B or B2G clients. Then using our receivables factoring services, you sell your open invoices to Bankers Factoring. We then confirm that your customer is creditworthy and they are happy with your products and services.
After invoice verification, we wire you 80-90% of the net invoice amount on the same day. After your customer pays in 30-90 days, you get the remaining balance minus the Bankers Factoring fees. Repeat as often as you generate credit-worthy invoices for unlimited working capital via our unique cash flow solution.
Benefits You Get with Bankers Factoring:
- We take Credit Risk!
- Discount Rates as Low as 0.75%
- $25,000-$10,000,000 Invoice Line of Credit
- 24 Hour Funding after Setup
- Serving Small & Medium Sized Companies
- Apply Online in Minutes
- No Hidden Fees
- Purchase Order Financing for Importers
- Port of Houston Import Financing
- 24/7 Online Reporting
- Credit Services & Risk Analysis
Ready for Bankers Factoring to fund your Houston sales?
Call or go to our Bankers-Factoring Application
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