Bankers Factoring is your Houston Based Invoice Factoring Company
We provide cash flow and alternative financing solutions to businesses throughout Houston and the surrounding area. Bankers Factoring is one of the few factoring companies in Houston offering payroll funding, non-recourse invoice factoring, plus purchase order funding.
Bankers Factoring (Bankers) is an invoice factoring and PO Financing employee-owned company providing services to Houston, Texas. We provide working capital for expanding businesses, turn-around situations, and normal cash flow shortages. Our clients vary from small entrepreneurs to major corporations.
We work with a broad range of industries, including staffing, construction, utilities, telecom, and oil and gas. Our quick and easy factoring process gives you the freedom and flexibility to maintain your customer relationships with confidence and trust, with critical cash on hand.
Houston is home to one of the fastest-growing and most diverse populations across the globe. In the ten years ending in 2018, Houston added 1.1 million new residents. It is a unique area made up of 12 different Texas counties.
Why do Business in Houston
Houston is currently the fourth-largest US city, with two international airports and one port. The region alone accounts for $490 billion in GDP. Houston, an international trade hub, has business and social ties around the world. However, the state’s business-friendly and transparent tax structure makes it very appealing for companies to operate in Houston, Texas.
Texas is one of the few states in the US without a personal, state, or corporate income tax, making conducting business competitive. There are various local and state incentives for Houston-based companies.
Home to over 24 Fortune 500 companies, over 100,000 small businesses, and nearly 660,000 sole proprietors, Houston is filled with vast business opportunities, and to capitalize on these B2B and B2G opportunities, you need an invoice factoring company like Bankers to turn accounts receivables into same-day working capital.
One of the Few Award-Winning Factoring Companies in Houston
We know you have many choices when it comes to Houston invoice factoring companies, and we hope you choose Bankers for our entrepreneurial spirit, our always taking the credit risk, and our same-day funding after setup. This is Texas invoice factoring services as it should be. We understand outstanding invoices can cause cash flow issues. Let Bankers help as an invoice factoring company serving Houston and all of Texas with award-winning service in the factoring industry.
Bankers Factoring Funds Houston, TX Companies in:
Biotech & Bioscience
Aerospace & Aviation
Bankers Factoring helps import and export trade companies with alternative lending solutions such as accounts receivable financing in many regions, including Central and South America and the entire United States.
International trade companies are very busy with Houston as the #4 port in the country. Bankers Factoring trade financing solutions allow growing companies to carry out their growth plans. Why wait for 90-days for payment from slow-paying customers and be hurting for business capital?
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What Makes Bankers Factoring Company Different?
There are many Houston factoring companies to choose from, but what makes Bankers Factoring unique? Firstly, we are one of the few employee-owned Texas factoring companies. Our people, the owner-employees of Bankers Factoring, care about their business as much as you care about yours. Fellow entrepreneurs honestly working together leads to success in business for Houston companies.
Secondly, we take the credit risk for you. As long as you take care of your customers’ needs and deal with us honestly, Bankers Factoring can supply you with endless working capital and credit protection through our accounts receivable financing services.
We will never harass your customers. We are not worried about when and if their payment is coming. That’s the beauty of having your customer’s credit pre-approved. What we do is only verify that your products and services satisfy them.
Sadly, we have noticed through the years that whenever we decline a client’s customer for credit reasons, and the client sells to a not creditworthy customer, the client inevitably takes a hit.
How Invoice Factoring Works
You operate your Texas business, selling your products or services on Net 30-90 day payment terms to your B2B or B2G clients. Then using our receivables factoring services, you sell your open invoices to Bankers Factoring. We then confirm that your customer is creditworthy and they are happy with your products and services.
After invoice verification, we wire you 80-90% of the net invoice amount on the same day. After your customer pays in 30-90 days, you get the remaining balance minus the Bankers Factoring fees. Repeat as often as you generate credit-worthy invoices for unlimited working capital via our unique cash flow solution.
Benefits You Get with Bankers Factoring:
- We take Credit Risk!
- Discount Rates as Low as 0.75% on accounts receivable factoring
- Oil and gas industry accounts receivable specialists
- $25,000-$10,000,000 Invoice Line of Credit
- 24 Hour Initial Funding on unpaid invoices after Setup
- Alternative to traditional financing
- Serving Small & Medium Sized Companies
- Multiple Texas Factoring Offices
- Apply Online in Minutes for near immediate cash
- No Hidden Fees with our cash flow solutions
- Purchase Order Financing for Importers
- Port of Houston Import Financing
- 24/7 Online Reporting
- Stop turning down new business and sweating business expenses
- Credit Services & Risk Analysis